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Welcome to American HELOC:

American HELOC specializes in Home Equity Loans (HELOC) and Fixed-Rate Second Mortgages. We offer a wide selection of loan and look forward to helping you find the loan that is the best value for your needs.

We offer HELOC's from all of the major lenders and also have special niche loans to meet the needs of everyone. Our niche products include HELOC's as first mortgages up to 1 million with 90% LTV, HELOC's for investment property, HELOC's for multi-unit property, HELOC's for borrowers with less-than-perfect credit and HELOC's behind your negative amortization home loan. American HELOC is the web-based origination portal for Guarantee Mortgage, one of the larger mortgage brokers in the United States.

We offer:
Interest rates starting at 7.25%
Combined loan-to-value (CLTV) up to 100%
HELOC's behind your negative amortization loans
HELOC's for investment property

Getting a HELOC or Fixed-Rate Second Mortgage can help you to consolidate your debts, put your children through school, make home improvements or even get your next automobile. A HELOC gives you added flexibility and control over the amount of money you want to borrow, giving you a choice of either drawing the full amount of the credit line, or using the funds only as needed.