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Loan Rates:

Your interest rate* is determined by the amount of your HELOC, your credit score and the amount of equity left in your home. The table below provides example interest rates for a loan amount of $100,000 for a home in which you live in (owner-occupied).

* Special 6 month introductory rates of 5.25% are available to qualified borrowers.

Rates were last updated 5/21/2007

Credit Rating

Less than or equal to 70%

Less than or equal to 80%

Less than or equal to 90%

Less than or equal to 100%

Excellent

8.00 %

8.00 %

8.25 %

9.00 %

Good

8.00 %

8.00 %

8.25 %

9.00 %

Average

8.25 %

8.25 %

8.25 %

N/A